Glossary - Understanding Industry Terms
APRC stands for annual percentage rate of charge. It illustrates the overall expense of a mortgage, inclusive of fees, spanning the entire duration of the mortgage term.
Our Devon mortgage advisers are often asked these questions about APRC:

Is it better to have a a lower APRC?

Is a higher APRC better?

How does APRC affect my mortgage?

Why is APRC higher than interest rate?
We understand that there is a lot of technical jargon around the topic of mortgages and insurance. If you have any questions about APRC, please get in touch with our mortgage advisers today.
Each of our mortgage advisers has extensive experience in the industry and they are here to assist you with any questions that you may have. Over the last 25 years, they have helped and supported thousands of customers across Devon.
Our mortgage advisers have helped customers across Devon in areas such as Southernhay, Ottery St Mary, Exeter, Exmouth, Newton Abbot, Tiverton, Sidmouth, Crediton, Cranbrook and Cullompton to name but a few. If you would like to arrange a visit with our mortgage advisers, give us a call.


Beerstone Financial Services was established in 1996 by Chris Beer, our Founding Director, who still plays a key role in the company and ensures we maintain the best service.
Beerstone Financial Services was established in 1996 by Chris Beer, our Director, who still oversees the company and ensures we maintain the best service.
In total we have over 30 years of experience in financial services working in a range of environments so you can be sure that your situation is in experienced hands.
Speak to our team
Visit our offices: 2 Southernhay West, Exeter, EX1 1JG
Beerstone Financial Services Ltd (542704) is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Beerstone Financial Services Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.'