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As an alternative to full Income Protection, you could consider short term Income Insurance.
How would you be able to cope financially if you were unable to work due to an accident, sickness or redundancy?
We all work hard to provide and maintain a lifestyle for ourselves and our families. Our income is valuable and we know what we spend our money on. But what would you do if your income unexpectedly stopped coming in?
An accident, sickness, disability or redundancy can happen to anyone at any time. Income insurance is designed to provide you with peace of mind that should the worst happen you will be able to continue to support your cost of living and lifestyle.

Have a question? Contact our Devon team today. Although we are based in Exeter, we offer our services such as short term income protection advice to customers across Devon. Example areas where we have helped clients over the years include Exeter, Topsham, Newton Abbot, Crediton, Cranbrook, Ottery St Mary, Salcombe, Cullompton and so many more.
Beerstone Financial Services was established in 1996 by Chris Beer, our Director, who still oversees the company and ensures we maintain the best service.
In total we have over 30 years of experience in financial services working in a range of environments so you can be sure that your situation is in experienced hands.
Speak to our team
Visit our offices: 2 Southernhay West, Exeter, EX1 1JG
Beerstone Financial Services Ltd (542704) is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Beerstone Financial Services Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.'