A
Additional Borrowing
This occurs when you borrow additional funds, consequently expanding the total amount of your mortgage...
APRC
Annual percentage rate of charge. Shows you the total cost of a mortgage...
B
Buy-To-Let Mortgages
Buy-to-let is a way to invest your money into property....
Building Insurance
Buildings insurance policies are taken out to cover the amount it would cost to...
C
Contents Insurance
Contents insurance gives protection to anything that is not...
Critical Illness Cover
Critical illness cover provides a tax-free lump sum that...
D
Draw Down
This is when the mortgage funds have been sent to your solicitor and...
E
Equity Release
Equity release can give you a cash lump sum or regular monthly payments...
F
First Time Buyers Mortgages
Your journey to buying your first home, starts here. We can help you...
H
HM Land Registry
The Land Registry is a governmental agency responsible for maintaining property records...
Home Insurance
Home insurance offers financial safeguarding in case of occurrences such as...
I
Income Protection
Income protection insurance is designed to ensure that you have a guaranteed and regular income...
L
Life Insurance
Life cover is the simplest form of protection...
Landlords Insurance
Landlords insurance provides you with peace of mind by protecting your...
M
Mortgage Payment Protection Insurance
Mortgage Payment Protection is designed for new mortgage and re-mortgage customers...
N
Negative Equity
This is when the total amount you owe on a mortgage is higher than the value of the property...
O
Overpayment
These are extra payments made on top of your monthly installments...
P
Porting
You "port" your mortgage by transferring it from one to...
R
Remortgaging
Remortgaging involves transferring your current property's mortgage from one...
S
Self Employed Mortgage
We provide self-employed mortgages for sole traders, partnerships...
Short Term Income Insurance
Short-Term income protection provides financial coverage in the event of an accident or...
T
Tracker Mortgage
This mortgage type involves repayments that adjust according to changes in the Bank of England...
U
Underwriting
This is the stage in a mortgage application where all the provided information is...
About Beerstone
Beerstone Financial Services was established in 1996 by Chris Beer, our Founding Director, who still plays a key role in the company and ensures we maintain the best service.
Why are we the go-to mortgage advice company in Devon?
Our primary aim is to offer you unbiased and sincere guidance regarding your financial objectives. The skilled and seasoned Exeter team we have is dedicated to furnishing essential insights that will steer you through the entire process. If you would like to know more about how our mortgage advice team can help you, please get in touch.
Approved
Every one of our financial services and Independent Financial Advisors is completely accredited and skilled in compliance with regulations.
Simplicity
Our team of financial advisors will assist you in identifying the most suitable option for your needs, offering guidance throughout every phase of the process.
Confidence
Our mortgage advice consultants possess extensive training and experience, delivering essential information to navigate you through the entire process.
Visit our team at our Southernhay offices
We extend our assistance to customers throughout Devon through a diverse array of financial services. Whether you prefer in-person consultations at our Southernhay offices in Exeter or opt for a video call, our advisors are equipped to address any inquiries you might have.
Areas that our Exeter mortgage advisors work in:
No need to worry.
We will deal with all your concerns.
Over the years, we have helped thousands of clients across Devon in areas such as Exeter, Topsham, Exmouth, Sidmouth, Cullompton, Newton Abbot, Tiverton and Crediton to name but a few.
Beerstone Financial Services was established in 1996 by Chris Beer, our Director, who still oversees the company and ensures we maintain the best service.
In total we have over 30 years of experience in financial services working in a range of environments so you can be sure that your situation is in experienced hands.
Speak to our team
Visit our offices: 2 Southernhay West, Exeter, EX1 1JG
Beerstone Financial Services Ltd (542704) is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Beerstone Financial Services Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.'