Glossary - Understanding Industry Terms
Income protection insurance is intended to offer a reliable source of income if you become unable to work due to illness or injury. Typically, you will keep receiving this benefit until you recover sufficiently to resume work, retire, or reach the policy's expiration date.
Income protection advice is a big topic that our Exeter team get asked about a lot. These are the most common questions that we get asked:

Is it worth getting income protection insurance?

What does income protection not cover?

How do I make an income protection claim?

Are there any disadvantages to income protection insurance?
If you are looking for income protection advice, then please don't hesitate to get in touch with our Exeter team today.
For more than 25 years, Beerstone Financial Services has been providing advice to clients across Devon on a wide variety of topics including income protection advice.
Our income protection advice team has helped customers across Devon in areas such as Southernhay, Ottery St Mary, Exeter, Exmouth, Newton Abbot, Tiverton, Sidmouth, Crediton, Cranbrook and Cullompton to name but a few. If you would like to arrange a meeting at our Southernhay offices in Exeter, please get in touch with us.


Beerstone Financial Services was established in 1996 by Chris Beer, our Founding Director, who still plays a key role in the company and ensures we maintain the best service.
Beerstone Financial Services was established in 1996 by Chris Beer, our Director, who still oversees the company and ensures we maintain the best service.
In total we have over 30 years of experience in financial services working in a range of environments so you can be sure that your situation is in experienced hands.
Speak to our team
Visit our offices: 2 Southernhay West, Exeter, EX1 1JG
Beerstone Financial Services Ltd (542704) is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Beerstone Financial Services Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.'