Critical Illness Cover Advice
Critical illness cover experts in Exeter
Simon & Helen's Story
Simon and Helen, a couple in their early thirties, were eagerly anticipating the arrival of their second daughter. They enjoyed a relatively stress-free life until the moment their daughter was born and they received the heartbreaking news that she was deaf. They wanted to share their story and provide guidance to those considering insurance options.
What the couple had to say:
Like any other family, we have our regular expenses to take care of. Naturally, we had concerns about what would happen if something unexpected were to impact our family. The thought of facing any financial hardships was daunting, as we knew we wouldn't have the means to comfortably navigate such difficulties.
Before our second daughter was born, we took out critical illness cover. Frequently, people would question why we were making significant monthly payments for our critical illness cover. However, we understood the immense value it held, particularly because it included coverage for our unborn child. It was of utmost importance to us to provide protection for our daughter even before her birth, and we knew that investing in this coverage would be beneficial.
We were grateful to recall that our life insurance policy included critical illness coverage with child protection. Through Beerstone Financial Services, we were able to make a successful claim, which provided us with the necessary funds to support our daughter in countless ways that would shape her future as well as ours.
What advice would we give to others? We would urge them to take the leap and safeguard the most valuable aspects of their lives—their family. Considering your personal financial circumstances, carefully assess what holds immense value in your life and ensure you obtain the appropriate coverage. It's crucial to prioritise protecting what matters most to you.
Protection and cover services from Beerstone
Based in Exeter, we are able to provide guidance and support on a wide variety of topics. A few examples would include:
About Beerstone
Beerstone Financial Services was established in 1996 by Chris Beer, our Founding Director, who still plays a key role in the company and ensures we maintain the best service.
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Beerstone Financial Services was established in 1996 by Chris Beer, our Director, who still oversees the company and ensures we maintain the best service.
In total we have over 30 years of experience in financial services working in a range of environments so you can be sure that your situation is in experienced hands.
Speak to our team
Visit our offices: 2 Southernhay West, Exeter, EX1 1JG
Beerstone Financial Services Ltd (542704) is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Beerstone Financial Services Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. ABC Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.'